Philly APWU’s Retirement Resource

Over the past 7 years, FEFA has hosted dozens of retirement strategy classes with our local and helped hundreds of our members with their retirement questions and financial planning.

Here are the services they can provide for free for our members:

  • Strategy sessions
  • Retirement paperwork
  • Disability retirement
  • Military buyback
  • Other fed processes

And here are the services they can provide for a fee:

  • Investment management
  • Tax strategy
  • Estate planning
  • Income planning

FERS Strategic Retirement Planning Class

This 90-minute class covers investment related tax strategies, pension calculations, best date to retire, changes to your various insurances, TSP fund choices, when to draw Social Security, and a lot more! To make the most of your time, FEFA asks that everyone bring a recent paystub/earnings statement along with a TSP/outside investment statement. (If you are married, please also try to bring your spouse.)
Please do not put off attending this class. Whether you are 1 month out or 10 years out from retirement, it is very helpful and you will thank yourself for attending!

  • Dates to be announced

Location: APWU Hall, 864 Main St, Darby, PA 19023

Callto RSVP

(610) 595-9711

Get Educated About This VERA

The USPS is offering an early retirement to eligible crafts. This means that Shared Services is going to have their hands more than full with consultations (to the point that they have only promised that there will not be more than 10 people on any one call).

Here’s a quick fact check that addresses some common VERA misinformation we’ve seen online:

  • There is no reduction on your pension if you retire with VERA eligibility under FERS! 
  • Anyone that has 20+ years, but has not met their minimum retirement age yet, WILL GET THE SUPPLEMENT once they hit their minimum retirement age - even if they do not have 30 years of service.
  • You can access your retirement savings without a 10% penalty, regardless of your age, IF YOU KNOW HOW TO DO IT CORRECTLY (there are different ways for those that are over 59.5 vs. between 55 and 59.5 vs under 55 years old).

    More VERA FAQs are available at the bottom on FEFA’s

Information for 2025 Postal VERA (early out) page.

Classes are presented by private businesses: VCI Wealth Management LLC d/b/a FEFA Financial LLC, a registered investment advisor; and FEFA Advisors LLC, a licensed insurance agency. These companies can earn money from investment advisory services and insurance products sold to people who choose to work with them. These companies are not affiliated with the government, any governmental agency, or any union. APWU Local 89 is not a client of these businesses and was not paid in connection with this posting. SEC #801-127960 • CRD #324833 • CA Insurance #6006641 • FL021325001